If you've been checking your account for that Social Security money to hit but haven't seen it arrive yet, don't worry: It's coming. If you're curious how the Social Security Administration determines when your check is sent out, know that when you receive your check depends on how long you've been a Social Security recipient and your date of birth.聽

Remember: Like the January Social Security checks, the February checks also include the 2023聽cost-of-living adjustment, or COLA. This year's increase boosts your benefit amount by 8.7%.聽

The Social Security Administration disburses its checks in rounds throughout the month. Read on to find out when your Social Security payment should arrive and how your payment date is determined.

Just started receiving Social Security?聽Learn the best time to start collecting your benefits聽and how to pause them聽for a bigger payout later.聽

February checks will include the first COLA increase for 2023. Here's the February schedule (PDF) for when you should get your Social Security check and/or SSI money:

The Social Security Administration typically sends out payments on the second, third and fourth Wednesdays of each month. Which day you receive your check depends on your birth date.聽

Payments for SSI recipients generally arrive on the first of each month.

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If you received Social Security benefits before May 1997, or if you receive both Social Security and SSI, the payment schedule is different. Instead of getting your payments on a Wednesday, you'll receive your Social Security payment on the third day of each month and your SSI on the first day of each month.

However, those payment dates change if the first or third day of the month falls on a weekend or a holiday. Last month, for example, Jan. 1 fell on a Sunday this year, so SSI recipients received their January payments a day early on Dec. 30 and their Social Security payment on Tuesday, Jan. 3.聽

February's payment schedule follows the regular schedule explained above, so you can expect your SSI payment to be delivered on the Feb. 1 and your Social Security check to be delivered on Feb. 3.聽

If your check doesn't arrive on the date listed above based on your birth date or other circumstances, the Social Security Administration says to wait three additional mailing days before reaching out.

If you still haven't received it, you can speak with a representative at 800-772-1213. (The SSA notes that wait times are shorter Wednesday through Friday and between 4 p.m. and 7 p.m. on weekday afternoons.)

You can also access your Social Security benefits online.

This article is updated monthly as payment dates change.